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Chase

Chase Freedom Unlimited Review

Editorial review

CHASE

  • Annual FeeNo annual fee
  • Welcome BonusSee current issuer offer
  • Credit ProfileGenerally aimed at consumers with stronger credit profiles. Approval depends on the issuer's underwriting criteria.
  • Foreign FeesSee current issuer terms
View Current Offer

You'll be redirected to Chase's website. Review current terms, rates, fees and eligibility requirements before applying.

Pros

  • No annual fee
  • Solid base rate on all purchases
  • Can combine rewards with Ultimate Rewards if you also hold a Sapphire card
  • Purchase and travel protections included

Cons

  • Foreign transaction fee may apply — see issuer terms
  • Dining/drugstore bonus categories only

Rewards Breakdown

  • 15% cash back on travel purchased through Chase Travel
  • 23% cash back on dining at restaurants
  • 33% cash back at drugstores
  • 41.5% cash back on all other purchases

CredNavid Review

The Chase Freedom Unlimited is a strong no-annual-fee everyday card, particularly for those who already hold a Chase Sapphire card. When paired with a qualifying Sapphire card, the cash back earned may convert to Ultimate Rewards points, increasing their redemption value.

The Chase Ecosystem Advantage

On its own, the Freedom Unlimited earns cash back. But if you hold a qualifying Chase Sapphire card, you may be able to combine your rewards with a Chase Ultimate Rewards account and redeem through the Ultimate Rewards portal or transfer to airline and hotel partners, subject to current Chase program rules. Refer to Chase's current program terms for details on eligibility and redemption options.

Bottom Line

A solid standalone card with no annual fee. Even better as part of the Chase rewards ecosystem. Terms and offers may change. Verify current details directly with the issuer before applying.

Card Details

Full details for Chase Freedom Unlimited
Annual FeeNo annual fee
Welcome BonusSee current issuer offer
Regular APRSee current issuer terms
Rewards ProgramChase Cash Back (upgradeable to Ultimate Rewards)
Foreign Transaction FeeSee current issuer terms
Credit ProfileGenerally aimed at consumers with stronger credit profiles. Approval depends on the issuer's underwriting criteria.
Have questions about credit cards? Visit our Frequently Asked Questions for general guidance on credit scores, applications, and choosing a card.

Ready to Apply?

Terms and offers may change. Verify current details directly with the issuer before applying.

View Current Offer

You'll be redirected to Chase's website. Review current terms, rates, fees and eligibility requirements before applying.

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